Shelbey Kummers recently joined CDS as a Payroll Specialist in our Willmar office. Prior to CDS, she worked in accounting and financial services for over five … [Read more...]
Sometimes how much is in tax-deferred retirement accounts may be too much
Contributing as much as possible to tax-deferred retirement accounts such as traditional 401(k)s and IRAs is a common recommendation. Contributions generally … [Read more...]
Educators may be able to claim 2 deductions for 2026 classroom expenses
Teachers and other educators often spend their own money on books, supplies, equipment and other classroom needs. For 2026, eligible educators may have two ways … [Read more...]
Be tax-smart with your mutual fund investments
Mutual funds offer an easy way to invest in a diversified portfolio compared to buying individual stocks and bonds. But the tax treatment of mutual funds isn’t … [Read more...]
Disability benefits may have income tax consequences you don’t expect
Disability insurance is a valuable benefit provided by many employers. It replaces a portion of the insured person’s income — typically 45% to 65% of … [Read more...]
Tax tips for parents with kids heading to college this fall
A higher education is expensive, and many parents spend years saving up. Others haven’t had the financial bandwidth to save or have hit unexpected financial … [Read more...]
Tax planning for real estate investors
Many individuals invest in real estate to help diversify their portfolio, create an income stream for themselves from rental income and build net worth over … [Read more...]
How to avoid and correct common payroll tax mistakes
Payroll administration can be challenging for small business owners — and mistakes can create problems for both employers and employees. Incorrect paychecks can … [Read more...]
Worker misclassification can carry serious consequences
Hiring independent contractors provides your business with valuable flexibility, particularly when you require specialized expertise or help with a short-term … [Read more...]
Tabitha Benson promoted to Senior Accountant
Tabitha Benson has been promoted to Senior Accountant. She joined joined CDS in 2021 as a Bookkeeper. Prior to CDS, she worked in client service for over seven … [Read more...]


