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Val Amberg


Retired Partner

Email Me

(320) 214-2922

Focus Areas

  • Retirement Plan administration
  • Flex Plan administration
  • Health Savings Account (HSA) administration
  • Health Reimbursement Arrangement (HRA) administration


  • Certified Healthcare Reform Specialist

About Val

Val Amberg joined CDS in 1981 as an Administrative Assistant. She graduated from Ridgewater College in Willmar, MN with an Associate of Arts degree from the Administrative Secretary Program. In 1995, CDS started an employee benefits administration company named CDS Administrative Services, LLC (CDSA). Val moved to the affiliated company in 1995, working as a Third Party Administrator for seven years. She then became Managing Partner for CDS Administrative Services, LLC in 2002. After Val's retirement from the CDSA partnership in 2019, she continues to remain a trusted advisor to our clients. We are excited to have her expertise and knowledge with our firm in the years to come. Val practices on the administration of Retirement Plans, Flex Plans, Health Savings Accounts (HSAs), Health Reimbursement Arrangements (HRAs), Qualified Small Employer Health Reimbursement Arrangements (QSEHRAs), ACA Reporting, and is an HR On-Demand Advisor.

Community Involvement

  • Chair and Past Vice-President of the Willmar Area Community Foundation Women's Fund Steering Committee
  • Willmar Lakes Area Chamber of Commerce
  • Local church

"When Val is not assisting clients, she loves to spend time with her children, grandchildren, family, and friends. They love to travel, spend time at the lake, go off-roading up North, and find whatever new adventures await them."

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